You’re under pressure to move faster, quote smarter, and do more with fewer resources without losing control of underwriting quality. However, risk data arrives in pieces across emails, PDFs, portals, and systems that don’t talk to each other.
Cytora™ brings it all together.
Cytora is intelligent commercial insurance underwriting software built to simplify how risk flows for carriers across the entire policy lifecycle. Cytora digitizes any type of request – from new business to claims – transforming fragmented submission data into a single stream of action – all while maintaining carriers’ unique view of risk. The result: fewer handoffs, faster turnaround, better appetite and eligibility decisions, and stronger relationships with insurance agents.
Carriers Using Cytora Have Seen
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70%
uplift in year-on-year new business submission volume
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50%
higher conversion rate
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113%
uplift in GWP / FTE driven by increased volume of quotes and higher bind rate
Key Benefits
Connect risk data across all sources, not just from submission. Communications, supplemental documents and external sources automatically attach to risks, giving you a complete picture when it matters most.
Create one prioritized stream of insurance submissions, so your underwriters spend time on risks that match your appetite and eligibility. The transition from submission to decision takes place in hours, not days.
Standardize workflows without rigid configurations. This gives your business room to evolve while protecting underwriting expertise and helping you maintain a competitive edge across commercial lines.
Eliminate rekeying, manual triage, and duplicate work. Downstream systems stay up to date automatically, which helps reduce operating expenses while increasing throughput.
Work directly inside the management systems insurance agents already use. Automated follow-ups replace email chains, making it easier to do business with you.
Capabilities
Digitization
Ingest emails, PDFs, spreadsheets, and structured data across all lines of business. A simple description defines what to extract and where to send it, with no training required. The system improves continuously, so you see value fast.
Submissions Prioritization
Route commercial lines submissions based on profitability, likelihood to bind, and strategic fit. Risks flow directly to underwriters in the workflows they already use, reducing friction and speeding decisions.
Contextual Intelligence
Link risk data, communications, and decision logic across systems. You don’t just see the outcome, you understand the context behind it, creating a foundation for more intelligent, more consistent underwriting decisions.
Enterprise Integration and Control
Layer intelligence onto your current systems without disruptive change management. As flexible commercial insurance underwriting software, Cytora integrates with upstream and downstream insurance systems, so teams can keep working with the tools they know.
Enterprise-Grade Scale Across All Commercial Lines
Deploy in weeks, not years. Quickly adjust underwriting rules, workflows, and data requirements with configurable, low-code tools, so your underwriting process evolves along with your business.
External Data Integration
Automatically complete and validate submission data using Cytora’s library of more than 70 trusted data partners. You get a clearer, more reliable view of each risk with almost no effort, and everything sets up with a single click.
Ready to Learn More?
Ivans is ready to provide your business the advanced insurance software and solutions to digitally distribute and service products in new ways.